Modern reliance on devices has created a massive issue: e-waste. Vast amounts of discarded equipment pile up in landfills, creating serious risks to the environment. Toxic materials leached from e-waste pollute water, threatening human health and wildlife. Electronic waste takes thousands to decompose, locking valuable components in landfills. Un

The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly turning to digital channels for their financial needs. This shift has caused to a reduction in branch openings, and many institutions are merging existing branches to streamli

Return on total assets (ROTA) is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the ratio of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is optimally deploying its assets to generate